MORTGAGE BROKER SERVICES

Refinance

Refinancing can lower your rate, adjust your term or allow you to access your equity for investments, unexpected expenses, debt consolidation or home improvements.

2–4 Unit Loans

Flexible financing for small multifamily properties, ideal for investors or owner-occupants.

FHA Loans

A government-backed loan with flexible credit requirements and as little as 3.5% down, ideal for first-time buyers in San Diego.

DSCR Loans (Non-QM)

Designed for real estate investors, DSCR loans qualify based on property cash flow rather than personal income, no tax returns required.

Conventional Loans

The most common type of mortgage, conventional loans offer competitive rates for buyers with steady income and strong credit.

VA Loans

Exclusive to veterans, service members, and eligible spouses, VA loans offer 0% down, no PMI, and competitive rates.

HELOC

A Home Equity Line of Credit allows you to tap into your home’s equity for renovations, investments, or unexpected expenses.

Jumbo Loans

For high-value properties that exceed conforming loan limits, jumbo loans provide financing tailored to San Diego’s luxury market.